So this is common thought and why it is a real challenge to get debt secured by the ADU value add at higher than 50% of the addition cost. 

They are two different methods and there is a ton of content out there on both.Seller financing - the seller basically becomes the bank.

After a few long months we secured a long term retail tenant to call this place home.

These are fantastic methods that I never would have thought of, especially the hard money lender method.

I'm particularly excited to learn more about mid term rentals, BRRR method, and any other strategies people find still work in our current economic climate.

The information is typically - lease start and end date, how much rent is, what the security deposit is, and how much in advanced rent there is.

I wanted to have a spot to rent out and cover the monthly mortgage payments while securing a small spot to have for myself in the next 30 years for when I no longer reside in Charlotte but want to visit friends, or downsize.

DSCR is often selected for the BRRRR method because it flexible seasoning.

Due to recent security frauds and banks not covering losses adequately, apps like Zelle may not currently be the best option.

this is old  tried and true method of simply having you pay them to get credit cards .. there is no need to pay for this service.. unless you want to of course.. there is no magic bullet ut there that is going to give you credit and financing unless you actually qualify for it.But zero interest credit cards are used by some to do rehab and then pay them off issue is though your fico score drops like a rock the second you take on all these CC.Also starting out there is zero chance of getting any kind of business line of Credit that is unsecured.