These forums are a great place to learn and meet people, whether you're just starting out or you're a seasoned investor.

The issue I'm having and coming to realize is that every lender I approach is requiring a 6 month seasoning period.

These forums are a great place to learn and meet people, whether you're just starting out or you're a seasoned investor.

Hi Micah, Depends on the lender / seasoning periods.

It looks like you've done an awesome job for those seasoned investors.

I have clarification that it is now allowed for the transfer of title into an LLC that you are the majority owner of (borrower(s)) without any seasoning period if you used the second home occupancy loan.

They don't look at employment, income or DTI, and many lenders only require 6 months of seasoning (or less) to use the appraised value.

Just need to talk to a few more seasoned bankers or investors before taking the leap and having your credit pulled more than 2-3 times.  

I've seen some very big fish fail and some smaller players.

The area I am targeting is a vacation destination that is rather seasonally resilient (working theory backed by decent to moderate research so far).If I can get past the zoning hurdle specific to mainly "wastewater" - referring to the collection of the toilet, shower, and sinks discharge - I want to purchase 10+ acres that allow me to scale to something quite significant in time.