And if the city inspector finds issues then who is responsible for the repairs? 

If it will, then you've got yourself a good $1000k +/- and don't forget to factor for repairs and vacancy, PM.

I bought it turnkey with a few minor repairs.

They should keep detailed records, including photos of damaged property, repair estimates, and receipts for items like cars and appliances.

It is not an unreasonable request for her to ask for proof that you paid what you said to have the items repaired. 

Is that after allowances for repairs and vacancy?

. $400 a month for utilities, $500 for misc expenses like toiletries, maintenance/repairs, landscaping etc. $150 a month for insurance (this might be low?).

In the event you fail an annual inspection where the property is occupied, then you will have the opportunity to make the appropriate repairs.

To make extra sure it appraises high enough for the refinance, this would be after I talk to an inspector and get a few GCs to bid the job, might also get a structural engineer to come up with a repair plan for the GCs to look at when getting me bids.

Fortunately everyone was ok and the insurance company has been no problem at all giving a full pay out which is valued at the purchase price in 2020.The pay out is not enough to repair/rebuild as the house was built in the 1920s and would not make sense in the location it is in.