The area is booming with Automobile Industry,specially coming from Japan, ad the offer of good and nice housing is way out of balance, so rents are in high demand and rent prices are quite high.

It’s important to understand that rent and buy decisions are often made in a matter of seconds by folks whizzing by the property in automobiles at 30 miles an hour.

My limit requirements are:Commercial General Liability Insurance$1,000,000 Each Occurrence Limit (Bodily Injury and property Damage) $2,000,000 General Aggregate per Project" $2,000,000 Products & Completed Operations Aggregate"$1,000,000 Personal and Advertising Injury Limit"Business or Commercial Automobile Liability Insurance$1,000,000 combined single limit per accidentWorkers' Compensation and Employers' Liability Insurance$100,000 Each Accident$100,000 Each Employee for Injury by Disease$500,000 Aggregate for Injury by DiseaseExcess or Umbrella Liability$1,000,000 occurrence/aggregateAm I asking too much?

They are not immune to economics and follow the supply and demand model.

We have all been sick, and have had several doctor appointments over the past year relating to coughing/headaches/sinus infections/etc.

Does a home loan lender get the same score and report as an automobile loan lender?

By the way - I suspect, but correct me if I'm wrong, this car loan doesn't show up on a credit report and is doing nothing to build your credit. 24% interest smells like a buy-here/pay-here lot, not a traditionally financed automobile loan.

It's not simple as just filing a complaint in the magistrate court due to the fact that all federal agencies enjoy what we call "sovereign immunity." 

Then the same with the automobile. 

I was listening on NPR how with software being an important part in cars, German, Chinese automobile co's are now setting up shop in the valley and cars are being test driven in San Jose & not Stuttgart.