Yes, it is possible to obtain a second FHA loan, but only under specific circumstances, as FHA loans are designed primarily for owner-occupied properties.

Rather than continue this agonizing trial-by-error approach, I would appreciate if someone would please refer me to the specific bank branch and bank manager that set up your LLC checking account for you so that I can give them a call.  

I also have every guest sign a rental agreement, whether on or off the OTA's, that states the specifics including the cancellation policy, so I know they have read it outside of the booking information.

Specifically, something where we as agents could network with each other, vendors who support our business, and also investors in the BP community.

Anyone in the community who is already operating STR in the Westchester county area who can share their experience with starting a STR specifically if any particular permit is needed to operate such a business out of an owner occupied residential unit?

Specifically:1.

If you have specific questions about lenders, credit cards, or LOCs, I’d be happy to share more insights.Looking forward to hearing how others have utilized business credit to grow!

Alternate rent models can work in specific situations, but as you said, they aren’t always superior to traditional LTR, especially after the costs and effort. 

Id love to learn more about it, and specifically what your goals are in the small multi REI world of the KC metro. 

Please let me know if you have any specific questions on the differences or about skip tracing.