The cool thing about DSCR loans, is that different lenders have significantly different rate spreads, so shopping it could be beneficial for you to save on rate and fees.

@Jacob Sherman We have a partner that is going to sign on off the loan docs in exchange for a piece of the fees or a piece of the GP ups, still negotiating.

It has a lower turnover than STR but can bring in higher rent than traditional leases.Co-Living Arrangements: Renting rooms individually on a month-to-month basis could generate more income than a single long-term lease while reducing management hassle.Furnished Long-Term Rental: A furnished rental could allow for higher rent and attract tenants who don’t want the STR commitment but still value flexibility.Partner with a Local Boutique STR Manager: Some local companies manage STRs with lower fees than Airbnb's traditional managers and could help keep profits up without 20% fees.Hope that helps you with your decision!

While you will likely discover some good ones, in my experience you will find people more invested in marketing and gathering fees from your investment then mastering real estate operations. 

Also what percent is the funding fee, 3.5?

Petscreening.com supposedly verifies that the health provider does more than charge a fee for the ESA authorization.  

If so you need to find out if you don't already have that expertise as to who will lend to them, what their requirements will be, and what kind of leverage they can expect, and what the fees will be. 

If yes, this is a smart way.There are variables in the middle, but 99 percent of part-time agents don't make it and drop their license within a couple years or just pay the fees and do nothing.

You’ll also pay transaction fees disposing the asset, likely in the $40k+ range.I don’t think you have a clear-cut answer here, but you’ll need to rack up all the financial trade-offs to make an informed decision.

I always charge fees for animals so it's money in my pocket.I occasionally waive the fee for a fish tank, depending on the quality of renter.