It's still fairly warm out so luckily I don't have to worry about freezing pipes.

there is no defense to an unsecured note its due its due.. and all these loans have language that gives the lender unilateral ability to call or freeze them..

This can hurt their credit score, freeze their bank accounts, block them from buying or selling properties, and cause them grief until they pay you.

Up here gutters get torn out with ice, down spouts freeze, swell & split, then every fall they fill with leaves so that's another JOB & yes your basements will suffer from hydrostatic pressure & leak if the water pools next to it.

Also, you will need to run a HVAC vent into that shed now to keep the washer pipes from freezing and to keep the rooms from being 80 degrees in the summer.Speaking of that how well insulated is this shed?

Id be willing to pay an another 3% for that protection.I’d be worried if PayPal reviewed my account and saw I was doing business using the friends method they’d freeze my account and all my funds or ban entirely.

That night it freezes.

That is the reason why you want to do your flipping in an LLC.If something happens after selling the house you held in an LLC (like the seller coming back because the walls crumbled) and you get sued, everything that you hold (like the other 3 flips you got going) in that LLC can be at risk (e.g. a judge can put a freeze on your LLC accounts and all your flips will get in trouble).

With the freezing temps in Parkersburg this week, worst case scenario is your pipe from main to the duplex side is broke.

Last year when it hit -40F, we had several units with frozen pipes running along exterior walls freeze despite dripping water.