I'm not sure that most people truly understand the time and cost of a large scale project really include, and how often the timeframes and cost of goods fluctuate.

In your experience do banks get pretty competitive and fluctuate terms?

Your score is a resource like cash, use it to buy things (it'll fluctuate up and down), just keep it over 760.

We like 25% down because that avoids MIP and is more conservative than a lower down in case of large market fluctuations.

Once flooring has gone through the cycle of the seasons a few times expansion/contraction really comes down to the extremes, water or  extremely dry air to see fluctuations in wood.

I started looking at my bills and the fluctuations month to month would be too much of a headache to average out. 

I used the house flipping calculator and I came up with around the same numbers $23k range of course this is a very general evaluation that can fluctuate one way or the other.

However, all real estate is local and local markets tend to fluctuate more than the aggregate data based on local economic conditions.Take the Tulsa, Oklahoma market for example.

I have spoken to a few other investors i know but they are not too active in the area so the ARVs have fluctuated a bit.If there are any Bronx RE agents on here that could assist I'd appreciate itthanks and looking forward to building a some solid relationships!

Sales comps will take into consideration market trends/fluctuations.