I'm an out-of-state investor so using property management in some fashion is a must.

You should be able to find that for your deal with similar pricing if you shop around.

https://getrefm.com/shop/free-refm-software/land-and-housing...

But that is due to our bank loyalty and not shopping every loan.  

The city has just begun to build an outside shopping center about a mile down the road along with other improvements. 

We’re a one stop shop for everything you need.

It was popular before the riots hit but now it's just kind of old fashioned looking but fits in in the neighborhoods because so many other places have it.

Your best bet is to shop around with a few different brokers as each of them cannot write for all the available companies.Here are a few to check with:TWFG InsuranceRiverlands InsuranceGoosehead InsurancePat LeBoeuf Insurance

Either way - it takes a few minutes to drag and drop a whole folder onto a listing photo upload page and then order them in a meaningful fashion (front of house or major feature first, etc) - adding individual photo descriptions is a PITA though.You're exactly on point about the paperwork - sellers should be filling this out, not agents.

And their roof loss settlement is "variable by roof age", not actual replacement cost, nor depreciation adjusted (most insurances will hold the depreciation portion of a claim till the repair is done and only then release the funds).Make sure you compare apples to apples when shopping around, pay attention to what they give you for "free", what deductibles apply and when exactly you can get coverage from the insurance and to what limits.