Here are some factors to consider:SFH: Easier management, typically lower upfront costs, and the potential for strong appreciation in Orange County.Multi-Unit Property: Greater potential for rental income from multiple units, but it may require more active management.

I've included an example below to help illustrate this.So different lenders have different rates (which do vary even for DSCR loans) but these are factors they all consider.See example below:DSCR < 1Principal + Interest = $1,700Taxes = $350, Insurance = $100, Association Dues = $50Total PITIA = $2200Rent = $2000DSCR = Rent/PITIA = 2000/2200 = 0.91Since the DSCR is 0.91, we know the expenses are greater than the income of the property.DSCR >1Principal + Interest = $1,500Taxes = $250, Insurance = $100, Association Dues = $25Total PITIA = $1875 Rent = $2300DSCR = Rent/PITIA = 2300/1875 = 1.23If a purchase, you also generally need reserves / savings to show you have 3-6 month payments of PITIA (principal / interest (mortgage payment), property taxes and insurance and HOA (if applicable).

.), and many other factors.

The main things that will distinguish Cash-out DSCR loans from each other are the pricing factors in their guidelines.1.

that can be a big determining factor if something like AirBNB will or will not work (or will even be allowed by county/city)What is the layout like? 

I found this related post. https://www.biggerpockets.com/forums/70/topics/1202777-conne...It looks promising but some risk factors to consider, if company goes under, etc. 

Factor in regulations and being dependent on OTAs, and it seems pretty clear to me.  

Hi Sharon,There are several options for borrowers with poor credit to still get financing, the lenders will just be looking closer at some other factors such as the borrower's experience and their liquidity.

I’d factored higher vacancy but also ~$900/door.  

Be wary of TX property tax as it is very expensive and can impact cash flow if not factored properly.