Just because she passes, doesn't mean you HAVE to rent to her.. so calm down!   

Or, do I wait until after the wedding, when things will have calmed down a bit, our combined incomes could possibly get us a better mortgage rate, and we can have more money saved up for a larger down payment (minus that $12k for an entire year's rent).  

@Bart Hedgcock  not being able to refi was an issue 10 years ago that has calmed down lately. 

Dont think about it or worry just go in cool calm and collected and then CRUSH IT

When you are at the auction remember to be cool, calm, collected, and act like a pro (even if it’s your first time).

Leave some meat on the bone for the next guy* Syndication — typically 80-20 or 70-30 split* Keep things simple so it’s easy to follow for investors and it will encourage them to invest with you in the future — avoid preferred returns and waterfalls and things like that* Don’t be greedy.

Plus there's waterfalls, mountian trails, etc. for hiking, biking, etc.

Their lease payment would be about $200 more than my payment and I'd get a waterfall on the back of about 5%  ($10k on a $200k house) when they exercised at my higher option price.So, break-even finally at about 6 months, then 120% total COC if they exercise.

I mean but if everyone read my previous post I said Ill wait until the listing expires, so everyone CALM DOWN!

I have very little faith they can get my loan closed based on what I read here and their actions haven't calmed those concerns.