First, you always wind up being in for more than you budget, always, and two if you are cutting the capital requirement needed close then you can go under and default.Truth be told, to get through a deal and afford: Down Payment, Closing Costs, Holding Costs, Deposit for contractor, taxes, insurance. 

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Mesa, on the other hand, offers a balance of affordability and access to job opportunities, making it a great option for investors looking to tap into a more budget-friendly market with solid returns.Pittsburgh, PA: Analyzing ReturnsIn contrast, Pittsburgh has a slightly different dynamic.

However, Houston’s diverse economy and affordability also present compelling opportunities.Feel free to reach out if you have more specific questions or if you need insights about particular neighborhoods in Texas!

Even though she paid one-year upfront doesn't mean they will be able to afford it month to month later.

I'm curious how many properties I could reasonably afford up front.

Wondering if some community wide knowledge could shed light on potential solutions. 

Whats the solution to that?

We all know most markets in the country are suffering from a huge shortage of affordable housing.

A 30-year fixed rate mortgage is currently sits around 6.6% interest:All else being equal, lower mortgage rates reduce the cost of ownership and, thereby, allow more people to afford to buy.