Then there are many lending programs here in the states that only require 25-30 % down with no experience only that you are a homeowner.

There are PLENTY of them.That will give you a much more balanced view of the S8 program and whether it may or may not make sense for you and your wife.

So you have to buy a business or invest in a fund  don’t think I could have learned Portuguese anyway  do you have to learn Greek for the Greece program?

I believe Norada offers some type of warranty or rent guarantee program where Roofstock most likely does not so once you purchase and close they are out of the picture. 

I've met many sharks here on BP that I was looking for a specific kind of loan program that is outside the box and I was looking for someone to fill it and I was quoted 3 points - 4 points. 

I am curious to what software/programs I should use starting out.

Since you are both finishing programs, I would schedule the next year to be all learning, not trying to buy.

Does anyone have recommendation some good wholesaling books or programs. 

I am a newbie, however, I've read and also attended multiple programs about BRRRR strategy.   

After doing some initial research, Avail and Innago appears to be very popular Landlord software programs.