I have 7 analyzers covering the spectrum of asset classes.

If there is an injury or fatality, there presents a broad spectrum of assumed liability, and negligence (if not gross negligence) on your part. 

Hippo's quote although not the cheapest, is on a lower end of the spectrum and offers better coverage than most. 

As far as the risk spectrum is concerned, Raleigh is on the low end meaning your returns will likely be lower compared to other cites.

I choose to be on the low end of that spectrum for a variety of reasons, and that will help to lower your premium as well.

I'm sure it's a spectrum though where you can find awesome agents at lower fees and poor agents at higher fees.

On the opposite end of the spectrum the 21 year old unemployed kid who's living with his/her renter parents should be screened for criminal while their credit and employment history isn't necessarily that important.Sounds like you are good to go.

YOU still need to manage the PM to make sure things are going according to YOUR plans, wishes and expectations.Just like every industry, there a fantastic PM's and there are complete morons....if you have ZERO clue or experience being a landlord, you wont know which spectrum they are at until it may be too late.

If you are going to be on the low end of the interest rate spectrum I would only do the deal if you get 3 points on top of the 8%.

This is definitely high on the risk Spectrum but as you know those are the ones that have the highest reward.Matthew A.