So, when Trump changes to no tax on tips I feel inclined to change my rental income structure.50% reduction in rent.Previous 50% made up from a mandatory nontaxable tip. 

However, many DSCR lenders have a minimum loan amount of $100K, which can make it challenging for investors to secure financing for lower-priced properties. 

I will give you my numbers since we are 3 years into Velocity Banking.Home was purchased at $410k.Interest rate: 3.125%30 year termMortgage payment is around $1950 (includes insurance and property tax)HELOC: 8.25% Variable rate - current rateCredit Limit: $97kLet's say I made $10k a month and our expenses were $6k each month including the mortgage.

Tax Preparation, Tax Advisory, Accounting.

I also want to learn about purchasing properties with tax liens / bankruptcies / foreclosures.1.

Low barrier to entry, low taxes, landlord friendly, and areas that appreciate + cash flow. 

Urged them to make a withdrawal and pay the tax penalty because this program, training, education will change their life.

Lower taxes, no POS and lead testing. 

On 12/19/2024, we sold it for $99,000, securing a great return.

Couple other things to consider, property / school taxes are high, and tenants have lots of rights.