If the fed decides to sell part of the 3 trillion of treasuries and MBS then rates will go up.I would not assume that rent follow interest rates but do generally agree that rent can follow inflation.There are also interest rate derivatives that could be used but that would likely not make sense for most folks, as the transaction costs would outweigh any benefit.

At these events I asked questions derived from books I was reading, podcasts, ect and was able to expand on the knowledge in ways applicable to my own situation. 2 years later I have done three deals with one of the lenders I met at one of the weekly meetups.

HI Stephanie,It sounds like your dilemma will be an income one since the lender will average your 2014 and 2013 over 24 months to derive a qualifying income number for your application.So it depends on what your current obligations are, how much income you're projecting to have in 2014 and what you did have in 2013.

My lead generation is derived aprx. 35% bandit signs, 45% referrals, 20% refi's.

Given is a mobile home not sure how to derive to ARV and or look at compatibles for an assessment.

I would think that your Lender should ALSO take into consideration the (say, 75%) income already derived by the property you're wanting to buy - even though it's not been YOUR income so far.

Similarly, if an IRA-owned property is sold while a percentage of ownership is still debt financed, the profits derived from the debt financed percentage is subject to unrelated business income tax.As a result, only enter into this transaction with the approval of your CPA (or enrolled agent), as they will be the ones having to deal with the reporting issues.

Escalation of rents, lease factoring, are you looking at any "Real Option" using the real estate to be acquired or a "Financial Option' as a derivative of its market value?

It's slower than I'd like to go at times, but I'm just leery of leveraging on a asset that is not a necessity and that I derive no benefit from other than cash flow.

I am merely deriving those values on price/sq ft from some simple math based on purchase prices in the last 18 months.