Refinance costs can be lower because you don't have prepaids (if you are escrowing your insurance and taxes), and banks will usually lower their origination fee, title fees.

But that’s also true of homes sold to anyone else as well.The frills like gift cards and a TV and gift baskets and prepaid cable are unlikely to move any sort of needle.

Here is the quote from that document:"Therefore, any prepaid funds held to secure future rents are considered to be a part of the security deposit.

It is hard to beat the safety of a prepaid mortgage on a real asset producing steady cash flows.  

I can only imagine the people who have prepaid where property taxes are a lot higher.

Im not that smart but got an email from on accounting firm ( i make no representation on this but sharing as a point of view and leaving out the name  )The IRS announced on 12/27/17 that prepaid 2018 property taxes will not be deductible in 2017 if they have not been assessed. https://www.irs.gov/newsroom/irs-advisory-prepaid-real-property-taxes-may-be-deductible-in-2017-if-assessed-and-paid-in-2017The IRS announcement was in response to recent reports advising individuals to make a prepayment of 2018 property taxes on the national evening news, 12/27/17 cover of the wall street journal as well as the governor of New York bringing in additional employees to accept prepayments.

We'd get 2-3 pre-paid returns, making $0.80 per package. 

They will usually give you 80% - balance of your other mortgage - closing costs 4-8k including prepaid taxes.You can always try creative financing like driving for dollars or cold calling to connect directly with motivated sellers who own their properties free and clear, or have a mortgage they want to walk away from, and you can buy on selling financing (you pay this person like you would pay a bank) or subject to their existing mortgage, there are lots of books about this, but my favorite personality is pace Morby who has a great YouTube channel and now also an a&e show triple digit flip

Extra months prepaid regulations?

This man changed his name from Timothy Babuin to Jagger Babuin. https://www.ftc.gov/sites/default/files/documents/cases/2003/09/cplsstip.pdfhttps://www.offshorealert.com/bank-bermuda-canada-prepaid-fraud.aspxhttps://www.ftc.gov/news-events/press-releases/2002/12/canadian-telemarketers-targeting-elderly-settle-ftc-chargeshttps://www.picuki.com/tag/jaggerbabuinscammerDo not engage with this man!