One - the bank doesn't want to use the income in the pro forma, suffocating my DSCR. 

Haven’t had luck looking to local banks/credit unions because I know I’ll get that response. 

take your bonus, pay down the home and sell it. not much creativity that can be had. if you try and short sell it the banks could still come back after you and it will crush your credit. chalk it up to a very expensive lesson learned - was it driven by FOMO of feeling like you needed to invest because everyone else was making money?

DEAL DEPENDS ON BANK FINANCING.

The lender was great for me, Washington Mutual Bank, but is no longer around.

I had a loan ( a second ) on a 6k sq ft home on Green st. in SF that when i made the loan the apprasial was 2.2 mil  in 91 it went back to the bank at 900k.. 

If you can find a lender that will borrow you that much, you don’t mind being negative $800 give or take per month, and you don’t have anything for the bank to go after if you fail.

Quote from @Matthew Banks: 1.

The company has a points-based system, where members receive a certain amount annually, and they can then bank those points for up to a year and use them to reserve time at various resorts around the world.I have been dragooned into assisting them with defraying timeshare costs by trying to figure out how to rent out the unused points so that they don't go to waste, before I dive into this myself, I wanted to find out if anyone else has experience with vacation rentals with this set-up.

Just be sure you understand the liquidity of the HYSA because there are some banks that only allow a certain amount to be withdrawn each month.