Any telephone conversations, correspondence submitted via US mail fall into the categories of wire fraud and mail fraud.Without the permission of the mortgage company there is no way to legally do this.

My question is, since we may not need to borrow anything to finance this, will the mortgage payment be affected? 

I will explore the refi avenue to access the equity.

Plus, they can give you the lowdown on the whole process and help you every step of the way.You've got this!

I don't think there is a middle area where people are looking for this info and I think it wouldn't be accurate for th markets we work in like Columbus Ohio or miami florida 

Was this strictly an investment for you or are you looking to owner occupy your purchase?

The stuff above and how I would go about doing a deal like this without knowing rehab costs would be either two ways.

My lender says that shouldn't really be an issue, but just wanted to see if this was too good to be true!

We could be a great fit.I’d love to hop on a phone call one of these days and deep dive into this together.

This is unfortunately part of the game that we play.