I know that in some states you are required to hold their possessions for a certain amount of time and after that point you can sell or dispose of them as you please.

I have about 30k disposable but would like to finance without any of my own money.

She said she works with this wholesaler all the time to dispose of properties for various banks.  

Call the city, let them know shes throwing the stuff onto your property, Even yard debris has to be properly cleaned up and can't be disposed of by dumping.

Inspection ChecklistRepair Cost CalculationsEstimate Repair CostDEMOdemolitiondumpster rental ($800) + day labor1400ROOFgutters / downspouts2 of 40ft runs + 4 downspouts500ROOFroofing 13 squares ($270/square)3500EXTERIORpaint and exterior trim + small bit of accent cedar shingle siding over carport to tie new wood front door1100sq/ft single story2500EXTERIORexterior front doornice wood door + poly600EXTERIORexterior windows (if needed) + back slider (if needed)may not need2500EXTERIORlanscaping/ grass/ tree trimmingseed grass; boxwood bushes; general clean up / pressure wash / etc1000EXTERIORfence145ft ($15/ft)2200EXTERIORdeckconcrete top coat on patio250INTERIOR GENERALelectrical and plumbingminor work2000INTERIOR GENERALframing and drywall/ textureexpect minor1000INTERIOR GENERALcloset systems for 3 bedrooms$300 buget per closet900INTERIOR GENERALinterior doors8 doors + hardware1600INTERIOR GENERALinterior trimfjp base + door + window trim1500INTERIOR GENERALflooring 1100 sqft; costco engineered wood $2/ft + install3000INTERIOR GENERALprime and paint intieriorflat white for ceiling + walls // satin white for doors + trim1200KITCHENcabinets Grey Shaker installed4500KITCHENfixturesfaucets / garbage disposer / cabinet handles1500KITCHENcounter topsquartz installed3000KITCHENSS appliance setfridge / dw / mic / oven2800BATHbath 1small full bath (gut and replace)3500LAUNDRYincluded in above flooring/trim/door estimatenot buying washer/dryer0CONTINGENCY FUNDcontingencies (water heater / furnace / electrical / plumbing / anything that goes really wrong)MISC4000TotalTotalTotal44950

In a number of meetings the CFPB has made it clear the exemption (in their mind) exists only for the following reasons:An individual who owner occupied a home wants to sell and finance the home they lived in.An individual inherits residential property and wants to dispose of it by selling and financing the home(s) involved.They have very specifically stated that the exemption does not exist for an individual to engage in a business, however limited, of buying and selling and financing homes.What they have not been clear about is what their view is on the compliance issues related to financing the home.

We wore disposable hazmat suits and used respirators.

Final numbers:Purchase Price: $72,000Materials: $16,466.92Labor: $9,185.00Advertising: $137.65Expenses: $79.49Garbage Disposal: $486.78Furniture Rental: $216.81Landscaping: $967.02Tree Removal: $150Buying Closing Costs: $1500.00Holding Costs: $1,435.87Total Investment: $102,625.54Selling Price: $134,000Sold the house ourselves so no agent fees.Total Profit: $31,374.46 - Selling Closing CostsI think we did pretty good on this deal for a first time.

.- There is a nuance that needs to be clarified. while the past owner at the time of disposal can ultimately be liable, a developer is not going to wait for the state to commence legal action.

Find out why people buy in your market what they are looking for ... use everything at your disposal to do this.