See the chart from Fair Isaac Company (FICO) below: FICO Score Pct of Population Default Probability 800 or more 13.00% 1.00% 750-799 27.00% 1.00% 700-749 18.00% 4.40% 650-699 15.00% 8.90% 600-649 12.00% 15.80% 550-599 8.00% 22.50% 500-549 5.00% 28.40% Less than 499 2.00% 41.00% Source: Fair Isaac CompanyAccording to this chart, investors should use corresponding vacancy+tenant-nonperformance factors of approximately 5% for Class A rentals, 10% for Class B and 20% for Class C.To address Class C payment challenges, many industry "experts" are now selling programs to newbie investors about how Section 8 tenants are the cure.

I haven't spoken with anyone yet, looking to see what companies will do the DSCR loan. 

If its a volunteer fire company you may be able to donate the house to them for the purpose of training and get a tax deduction .

That's fun - two first time posters singing the praises of this program One of which, Nick, works for the company based on his LinkedIn profile. 

I check the SEC, FINRA, ratings websites for inside information on the principals in the company.

Consider getting a real estate license and joining a company that focuses on working with investors.

If you are going to have a company manage your property, I would recommend you find someone that is local. 

I haven’t used them yet but Universal Settlement Services is an investor friendly title company in the state college/altoona area.

Maybe it has more to do with the software than the company (although their customer service sucks), in which case you might run into the same issues with other emulators, but it has just been constant headaches.

I'm an investor and property manager company owner.