Key takeaways include:Thorough Due Diligence: Ensuring all aspects of the sponsor's background, financial health, and track record are meticulously examined.Consistent Criteria: Applying consistent criteria across different sponsors to facilitate objective comparisons and evaluations.Continuous Monitoring: Regularly monitoring the sponsor's performance and financial stability throughout the project lifecycle.ConclusionSponsor underwriting is an essential component of successful real estate and investment management.

And as an overarching question - how should I apply my minimum standards for a household of multiple tenants?

How long does one have to own the home to apply usually?  

(You cannot really say "offset/ applied against $100,000" but it's a technicality.) 

@Andrew SyriosRegarding government abuse, I'd look first at whether the law discriminates against foreign investors and then how the law has been applied over a significant period of time, not necessarily just because the head of state changed recently.Regarding crime, isn't it the same as in the US.

If the new tenants are 18 or older they should apply, you should screen and complete the appropriate roommate addendum.

If she's been there 4 years has you feel that she keeps the place in good condition, then you could offer to apply part of the deposit to her rent, but not all. 

It's an investment property so I thought dodd frank didn't apply. 

Do we have to pay off the financing by December 31 to have it apply to the 2024 tax year?

Keep in mind, appreciation percentage is applied to the property value, not the equity.3 - If you took that profit, and invested into a new rental, could you CF that rental.