If you do not feel good about it, deny the application based on the son's statement that he is going to live there, or for other disqualification reasons.

We still have some tenants that bring rent to the office instead of paying online. What security boxes or other solutions do you use to insure the rent is as secure as possible before taking it to the bank? 

There is financial benefit in keeping quality tenants, reducing tenant turn over, and having multiple tenant applications to choose the best tenant.  

Michael says that it becomes part of the 3-tier application of the payments received by my former tenants.

I require all new tenants to use it, but I have a few that use other methods due to them being tenants when I acquired the properties.Background and credit checks are easy to send to an applicant - they pay 55.00 and I get the reports quickly. 

Make a good connection at your home improvement store/outlet whatever it may be.

I know you're asking about 75% LTV and non-owner occupying so perhaps this is not that applicable, but considering a househack might not be out of the question.

Currently, the store space is zoned for retail and the variance would allow it to host events there such as birthdays, office parties, wakes, etc.

@James McGovern I have updated the application to not have to place a credit card.

., we used to physically inspect current homes, but now do it via Zoom call with applicant.