Going to look more into a 203k loan, and it came as a surprise to hear that regional banks tend to be better partners for real estate investors than larger ones.

EDUCATE YOURSELF - yes, it will take time, but will lead to a selection that better meets your expectations & avoids potentially costly surprises!

These conditions should not be considered surprises; they should be what you expect. 

With its diverse economic base stabilizing the rental market and a community-centric revitalization in full swing, Toledo stands out as a surprisingly lucrative market for real estate investors looking to maximize their investments.Market Trends and GrowthPrice Growth in 43620Homes with 5+ Bedrooms: In the past year, these properties have shown a substantial increase in median sold prices, rising from $139.9K to $167.4K, a growth of 19.7%.

This is what's surprising me at beginning of the year.The Milwaukee insurance agent called me hey your dwelling coverage should be 600k !

Which is surprising since he is a gun toting evangelical, in his own words "redneck hillbilly" :-).

They were up front about it, they and no one else likes it, but with the jump in rates, it is not surprising.  

I continue to be flabbergasted at the local politicians who pass all these tenant friendly laws creating mounds of paperwork with a myriad of details and are surprised by why there are more evictions.

Surprised that this hasn't been discussed here yet.

I know I've seen others mention Frank and Dave in the forums, but I've got to say that I was really pleasantly surprised at how good it was.