Some HOA's are super strict (especially in neighborhoods built in 2010 and newer) and some have zero regulations.

I guess that's why I'm hoping someone has a super lucrative creative idea, lol.

Second offer which is $12K lower than list price, no rate buy down, and seller won't pay the buyer agent commission.Morgage payment with a conservative LTR payment is break even,  Coc is 6.3% , and I'm super bummed that my agent won't get paid.We could put in cash to pay him, but it would come out of the renov + Furnishings cast slotted for the property.Any creative financing thinking from this group on:How to pay my agent AND not dip into our cash funds for prepping the property?

If you get past that, it is a fairly easy process.

Anyone who has ever tried selling a successful (profitable) business will tell you it's not that easy!

Plus Roku is easy to use and find free streaming channels like Tubi.It has been just fine for us.

Umbrella is super cheap and will do the job.

We use Solera National Bank and they were very easy to setup the account with.  

So again little effect.However, office started tanking even before interest rates began to hike super-quickly (due to covid and then changes to the way we work).

The 4 unit I am buying the seller wants to move to Florida SUPER bad and is carrying back a 2nd mortgage for me.