Fast solutions have slow problems.Delayed gratification needs to be something instilled in the younger generation early on.  

I believe I may have a solution to your problem if you would like to connect, we could dive into this deal a bit deeper.

A solution they are offering is a "Swap" when the 5 year balloon comes due. 

So solution will be rent the garage to upstairs tenant and street parkin for downstairs tenant.

Dave's solution is the definition of "Duh", stop using credit, pay things off, live below your means.

That solution is fairly simple.Best of luck. 

I'd strongly recommend working with a broker that has access to multiple solutions rather than any captive carrier.

I had a calm today with Royal Legal solutions as I own three businesses in California and need to move them to a trust and start shielding myself and succession plan as well.

Like mentioned before, most investors are looking at creative financed options for deals right now in the area.Creative finance, putting a lot of cash down, or house hacking can all be viable solutions.

I am trying not to be discouraged and to embrace the mindset of looking at this from another angle, figuring out a more creative solution.