I am on the Neighborhood Building Owner's Alliance weekly calls, and we had this ADU issue come up.

Look up Milwaukee real estate market on YouTube.  

Growing up I spent years working in all aspects of building a home from concrete to roofing.

We want to get a few rentals up and running and then (if all works well) begin bringing other friends/investors in to invest with us.

Leaving it up to the township!

Somewhere in the middle is likely your best bet for a 20 year timeline.I have almost 50 units here myself and that's about what my portfolio is cash flowing at this point combined LTV is around 65% as loans have gotten paid down and values have went up.

On these we are targeting g loans even we wouldn’t normally consider; EXCEPT for the fact that we are receiving so much collateral that we end up at 35% LTV or less.  

Who is picking up the croissants and dropping them off at your place?  

You might want to study up on the Telephone Consumer Protection Act.

Would love to hear more about your plans and see how the market is shaping up for investors.