You are correct they handle by PM company liability I have prudential personal liability.OK, yeah, and they (Coterie) doesn't offer commercial umbrella insurance (or personal) so I was concerned you might not be covered correctly.You have a personal liability umbrella through Prudential?  

Many note funds take on debt from larger lenders or lines of credit against their assets.

Yes, either that or a multi-family next (leaning towards the MF, if I can find a good one).

You always get what you pay for...or less.Full service brokers should be experts who will maximize your real estate value through pricing, negotiation and terms.Discount brokers charge too much for too little value.

The ADUs that the most experienced are adding leverage bonus density program or other such rules to add multiple units and for the most part they exit.  

Do you plan to invest locally or out of state? 

It either has to be indicated by the agent on a listing description (rare) or you have to do it the old fashion way which is to call and ask directly.

Common fees will include a set-up fee, a leasing fee for each turnover or a lease renewal fee, marking up maintenance, retaining late fees, and more.

Because it takes "an expert" to explain novation, avoidance of due on sale clauses, ignorance of state foreclosure rescue statues trusts, why you don't need title reports, attorneys or reserves, and don't forget to throw in the Garn–St.

Does anyone have advice on next steps and/or examples of terms, operating agreements, types of LLCs ect. ?