They just  count on insurance to cover their risks.An LLC is not a substitute for insurance.

I look forward to it.Right now that "counting rental income from an in-law unit that a SFR has" magic is only for FTHB and loan amounts under $417k while they test the waters, but I strongly suspect that once they are done testing the waters it'll be rolled out to high balance and non-FTHB loans.

The first one that I googled was VTI at 0.05% expense ratio, while returning 228% since the crash in 08, or if you include the crash it's 75% over a 10 year period, not counting it's ~2% per year dividends.3. 

I am interested in the flipping market as i'm very able to do the work and the work i cant do, i have friends who are in the trades who i can count on to help with the work that needs to be done the right way.

I was counting with a 20% down payment but the another lender I reached out is asking 25%.

Underwriters will count at least 1-2% of your student loan balances as your "monthly payment" if you are on any income-based repayment plan, even if your payment is actually just $100/month.  

I agree, if you count all factors, say appreciation + maybe break even vs cash flow on multiple out of state, and you have say 1M ARV worth of properties, the first will always beat cash flow.

From what I've seen I wouldn't count out O/O!

I counted 28 cars at 9:45 am.

If you need help then count me in.I have a friend who manages her own property here and in Florida where her son was training before deployment.