I'm not sure if this is what it's like for everyone out there, or if this particular underwriter is being particularly hard-nosed.  

Such a company would probably trade for a premium over the other such company, no? See

Brings up visuals of prison tats and bull nose rings, If I may ask - how do your applicants scan/e-mail the app fee to you?

Tell him that without the easement, you will turn the property into a junk yard and plant multiple school buses, nose down in the dirt to "decorate" your property. 

She must have felt very, very strongly on the subject to speak so badly of her own listings.The perception is that if you live in a co-operative apartment, not only will your neighbors know all there is to know about you including your uncle's pajama size, they will also tell you exactly when you're allowed to blow your nose and when you're not.

We prepared our budgets and put the property under contract.During the due diligence period we fined tuned our budget and brought potential private investors through that would soon bring the deal to fruition.We had 2 individual private investors that loaned the dollars to purchase the property for $48k through their IRA retirement accounts.To complete the financing for the rehab costs, we used the services of a private lender and our personal cash on hand (rehab budget $70k).After about 4 months of rehab (budgeted 3) and the home on the market for 3 months we had a ton of showings, one offer falling through and paying the investors through the nose every month, we decided to pull the property from the market, refinance through conventional financing and we came to an agreement with the investors to cash them out.

I want a hard nosed business deal.  

>I really appreciate the input, I would just like to close the deal but don't want to cut my nose for more money when I don't have too.

We put a bull nose  edge on the Corian sill and it looks really good. 

You don't know cold until you have your nose hair freeze after being outside for 30 seconds.