Many (most)lenders specialize in just a few loan speciality types, which may not include the type that would be optimal for your particular situation.2.

How do you handle situations where ARV comes in lower than expected?

I often run into situations where I can't see nearby comps for a deal i'm working on that are within a 0-3 year window of being sold.

My somewhat unique situation is that I have low reported income due to the structure of my investment accounts, yet I have access to meaningful capital.

I am in an interesting situation where I am in need of money to finish renovations on my primary residence.

That situation sounds frustrating, especially with the rate change coming as a surprise.

I could otherwise start with rent-to-rent given my cash situation, but this seems like a very inefficient way of doing things.

The only situation I would consider the time, effort, and cash tie up in BRRR deals worthwhile would be in larger value add opportunities.

Any time I hear someone refer to "cold calling", I cringe as I put myself in the position of the person receiving the call or email and know that I will almost never buy/agree to anything from someone cold calling me.What I like to do when I'm in these situations, is try what I refer to as "warm calling".

I know there are many others in the same situation.