Let's revisit the calculations:Tax ImplicationsOption 1: 3.75%, no points1st Year Interest Paid - $2,820.93Amortized Points Deduction - $0.00Option 2: 3.25%, 1.29 points ($993.30)1st Year Interest Paid - $2,442.52Amortized Points Deduction - $993.30 / 15 = $66.22Total Interest + Points Deduction = $2508.74Difference (Option 1 - Option 2) in IRS Deductions = $312.19Assuming one is in the 28% tax bracket, option 2 would result in the loss of $87.41 in tax savings.Principal BalancesThe principal balances would also be different at the end of year 1:Option 1 (3.75%) Principal Balance : $73,101.41Option 2 (3.25%) Principal Balance: $72,949.92Difference: $151.49ConclusionLet's revisit the total advantage gained by buying down the rate:$226.92 in P&I payment savings + $151.49 additional principal paid down - $87.41 lost tax benefit = $291.00 total advantageThe adjusted year 1 "rate of return" on the points paid would be:$291.00 / $993.30 = 29%Whew.

The new owner should have footing to collect past due rent but I would have to revisit that topic with my counsel to confirm. 

Josh, I would like to revisit the thought of negative voting.Can we do something that will not affect anyone's influence factor, but just vote down a post that is not good advice for someone to follow.

Once you find one, revisit the seller financing idea because it sounds like you could make that happen if you can get past the gap in communication.

Be advised this book is a stepping stone for you to sign up for their training programs.E-Myth Revisited by Michael E.

Even though I wrote this here and never revisited it.I did upgrade the plane two years ago.  

Hard to see how you go wrong doing a 6-month lease now and then revisiting your strategy in early-2021.As an aside, I'm wondering how Maui STR owners were doing BEFORE the pandemic?

Revisiting this post after having posted a few days ago.

Let's revisit that duplex purchase of 130k in 2005.  

My Top 10 Books (Out of the 56 I Read) for 201722 Books to Make You Better at Investing, Business & Life20 Books All Entrepreneurs Should Read in 2017 - Inc.comBooks by Ken McElroyBooks by Garrett SuttonBooks by Tom WheelwrightBooks by Darren Weeks And if still hungry for more: Greatest Miracle in the World by Og Mandino How to Win Friends and Influence People by Dale Carnegie Think and Chow Rich by Napolean Hill The Purpose Driven Life by Rick Warren E-Myth Revisited by Michael E.