You can - 1) establish a trust for asset protection, 2) utilize the Homestead Exemption for property protection, 3) consider tenancy by the entirety for marital property (this might just be applicable to California, my home state)4) make sure you have adequate liability insurance for additional protection, 5) think about forming a business entity to shield assets, 6) and have proper estate planning for asset distribution.Seek tax and legal advice from experts in your state.

Also now clear that the lender is not doing their proper due diligence or even reading what we are giving them.  

I have a friend in Louisiana that's crushing it and may be a good resource for you.

Reach out to @Tom Gimer at Eastern Title  Agreed Tom is / will be a good resource for higher level financing closings.

:Class A Properties:Cashflow vs Appreciation: Typically, 3-5 years for positive cashflow, but you get highest relative rent & value appreciation.Vacancy Est: Historically 10%, 5% the more recent norm.Tenant Pool: Majority will have FICO scores of 680+ (roughly 5% probability of default), zero evictions in last 7 years.Class B Properties:Cashflow vs Appreciation: Typically, decent amount of relative rent & value appreciation.Vacancy Est: Historically 10%, 5% should be applied only if proper research done to support.Tenant Pool: Majority will have FICO scores of 620-680 (around 10% probability of default), some blemishes, but should have no evictions in last 5 yearsClass C Properties:Cashflow vs Appreciation: Typically, high cashflow and at the lower end of relative rent & value appreciation.

For estimating rehab costs, check out the BiggerPockets calculators and forums—they're great resources.

Baselane offers cash flow at the unit, proper or portfolio level.

Don’t forget this can’t be done in Las Vegas proper.

My Hard Money Lenders held the money in escrow and would not release the funds until the work was done, inspected, and they knew it was properly done. 

I’d also love any recommendations for beginner-friendly books, podcasts, or other resources that are suitable for a teenager.