Those PM's have to offer HIGH TOUCH services to keep the tenants paying and happy being almost their therapist dealing with their life issues.

Yes like others have stated, You can do an 80% Cash out on a DSCR loan, however the rate will be significantly high due to LLPAs, making it very difficult to qualify.

I have a hard time qualifying due to lack of 'earned' income anyway. 

I would recommend speaking with a qualified custodian to ensure you set up the account correctly, which is step one. 

A 2-4 unit is going to cash flow much better after you depart, which will help you qualify for properties in the future. 

While I’m no fan of realtors, and think they are often overpaid and under qualified, the idea about not being tied down is one of the dumbest compliant’s, in literally every other line of work, you get tied down, go hire a lawyer, you pay them by the hours, go hire a doctor you pay them by the hour, and you are not being tied technically, you could agree to pay two agents out of pocket, but of course no one does this for the same reason no one pays two lawyers.  

Hopefully you have other, better qualified applicants to go with or can deny this couple on something else (credit, income) so you don't have to deal with their nonsense.

This strategy is more effective if you qualify as a real estate professional.

They're also easy to qualify for since the underwriting is based primarily on the property, not you as the borrower (no DTI requirements). appy to connect and chat further if you have any questions. 

Easier Qualification: Buyers with less-than-perfect credit may find it easier to qualify for a land contract.