If I recall correctly, Rent Redi even gives them the option to pay using a credit card. 

I am also looking at a new company called Noshable that does grocery delivery precheck in and gives kickbacks as well.

I have no problem paying a wholesale fee if there's plenty of margin for me. 

Or paying off my debt, while I provide them with a nice house to live in instead of an apartment. 

If someone doesn't pay their rent, then it can take over a year to evict them, and then I'd be left paying that mortgage and fees for a lawyer, etc.

I find that I am doing just as much work using Pricelabs than I was pricing it myself, so why pay more.  

Delayed gratification pays off!

I took the next 5 months to tackle everything myself spending approximately 17k in supplies and tools + paying a plumber and roofer 4k total to fix those issues.

We generally advise our clients to go ahead and pay the recapture rates if death is the alternative.The good news about recapture - the deductions are a deferred tax liability to you, and an interest free loan from the government.

Risks: rates go down and you have to pay a prepay of 2 or 3 %; you have to sell and pay the prepay; rents decline & you can't make the payment like any other type of loan; cost upfront a little more than conventional; need to find experienced broker licensed in the state where subject property sits; servicers are bulldogs.