your owner occ loan should be done at todays rate what your bank quoted you was commercial terms and not even good ones..

Move into a house that needs help on an owner occupied loan, fix it up over the next year, move on to the next.  

Basically, you're saying your intent is not to move in, but with owner-occupant loans for lower downpayments, you will sign a statement certifying your intent is to occupy the property. 

You also have the options of the 2 + 1 which is a 2F with a boarder unit that an owner can live in, but likely can't rent after you leave so it's only a temporary solution depending on how stringent the municipality is.Your VA gives you lots of options, but you won't cash flow if you use at 0 percent down because rates are too high.

My cleaner can bring her large Bissel for extra clean up.Plus I tell every small dog owner not to let them off leash when outside....eagles...

Why "owner financing" clients? 

@Brett JurgensDenver property owners can reinvest without selling by borrowing against equity or selling with a 1031 exchange.

I am evicting a previous owner from a property that I won at a tax auction in CT.

It is a very saturated market here as well so definitely worth really digging in to the numbers and finding as many owners here to talk with beforehand.

What you could doIs continue to pay that loan and have the owner also select finance you the balance.