I don't know how much the $ impact is of your rate increase, but how much are you increasing rents?

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I’m in a cold climate and was having multiple tenants turning their heat up to 78 and then leaving their windows open when it was -20 outside.

I like to to buy deals with multiple exit strategies.

.- OP has not indicated they will involve HOA even though multiple replies suggest doing so.OP asks for advice, but seems to ignore it.  

For the second part, another guy came out, and in the name of "multiple streams of income", he sold another three-day stock workshop course to me.

If you've got a higher price rental deal (multiple units), with a LOT of equity in it (I like 50% and above for deals I'm gonna sweat over), and after refinancing my return on the equity position in the property is going to be 20% or above I'll consider it. 

.- Most people kept their ADUs under 750sf to avoid the impact fees- For subdivision, it wouldn't be applicable in your case due to your lot size.Feel free to reach out if you like to discuss in details.

SF's market is still very nuanced and strong due to the low inventory and demand here, homes still going above ask with multiple offers. 

The good news is, unlike when owning an individual note, by investing in the fund you cannot lose any more than your initial investment principle and you're well diversified among multiple assets.