If that's the case and you're using the majority of the space for that practice then a business purpose loan like SBA may be a better fit.

Man that set off some major alarms in my brain.

Unless it's a major company, we do a quick Google of their employers and may even use Google Streetview to look at the location.

His family is a major player in the affordable housing market and new developments.

I think you may have people really start to take stock in whether the great florida weather is worth the cost and headache in dealing with the storms.2 major hurricanes in a matter of a month?

She worked for a major brokerage and after a few transactions, I grew to know, like, and trust her.

Keep the majority of your money in your accounts $1.5M liquid reserves is a ton of cash so let it earn you interest.Use the Banks money to lend on a multifamily use a Fannie Mae loan its only 5% down but you can put more down to meet your target monthly payment.

So when a major financial institute says your not financially stable enough for additional debt, YOU SHOULD LISTEN. 

(Trying to skimp on coverage by not telling them you're Airbnb-ing the place will defeat the purpose of insurance if they deny a claim because you weren't truthful.)There are specific STR insurance carriers like Proper Insurance, but most major carriers offer a rider for vacation rental or short-term rental insurance as well. 

Since you are buying a newer cabin you will not have to worry about this as much.My strategy is buying cabins in great locations that need major updates and completing the majority of the work myself.