@Rud SevCap rates in NNN deals are influenced by factors like tenant quality, lease terms, location, and lease structure.

Staying local would make capital the limiting factor where my restrictions out of state would be additional research.

There is no differential factor number, however, it will change if you are buying tenant occupied, if they are are going to be vacant at closing, if they are going to stay the full lease or you have to pay cash for keys.

I know a couple local hard/private money lenders I can connect you with, one of them is a sponsor at the Dover real estate investor meetup that takes place the 2nd Monday of each month at Chapel and Main Brewery.

This amount will be a direct cost of refinancing that you'll need to factor into your overall analysis.3.

My main focus is to make sure my Mom has enough cash to live off of while she enjoys her retirement.

Mainly to the left of us.

I'm looking to break into my local market of Central Maine.

Rate will depend mainly on the structure I just went over, your FICO and the length of the prepayment penalty.

Again, not my main goal but it also doesn't seem wise to be short $600/mo. 3.