Honestly that’s the reason I even considered a cash out refi sacrificing my low rate for a greater return in an investment. 

I wanted to get started in investing in multifamily real estate in 2022 to take advantage of low interest rates and rising rents.

Additionally, a sewer line repair usually results in vacancy and lost rent--even more lost money.A new driveway can easily cost $5k on the low end, and plenty of properties in my area have $15-$25k+ driveways. 

But we moved out the low rent tenants and after the rehab we filled all units with market rent tenants.

Any way to delay the official sale to keep taxes low while still maintaining a contract to buy? 

All this fancy mumbo fha guideline gumbo means is that your projected market rents assuming all units, if it were rented Times 75% need to be greater than what your monthly payment is  (PITIA = principal/interest/taxes/insurance/assessments monthly), other wise FHA will not lend at that loan amount so common solutions to this when rents are too low in your local market are to put more money down payment which defeats the whole purpose of low 3.5% down FHA doesnt it?

That's what crowd funding would do.

I'm sure others will have a different opinion, but I believe your OpExp margin of 66% is WAY too high 4% vacancy is too low.

The only way you can break that log jam right now is severely lowered fed rates, but the level of federal debt is such that they're in a no-win situation because there's going to be little appetite these days for buying 1% fed notes from overseas.The fed rates were kept too low for too long.

I bought this residence with my VA loan but realized I should have used either conventional or FHA due to the low cost of the home.