I always see people posting to stay away from D/F neighborhoods, but I don't ever see how exactly to determine that - I've read a breakdown of what each class entails, I guess I'm just looking for a tool that tells me that instead of trying to figure it out on my own in an area that is not well known to me. 

I'm reviewing my rental property insurance after having gone through issues with the first ever claim on my current policy, which we're finding out has poor claims service and lacks ordinance or law coverage.

@Kyler Cook Most AWESOME thread I've seen on BP - ever!!! 

Lack of capital is my largest blocker to entering the real estate market right now, so less than 20% is appealing.

@Kyler J SloanDid you ever build that treehouse?

Should you ever have any questions feel free to reach out. 

Have you considered, Maybe you’re trying to squeeze ever last penny out of the house and then some? 

You can refi a conventional loan into a DSCR if it made sense, but not sure it ever would.

@Don Konipol  Don forgot to tag you on this read the post above.. have you ever seen this?

For the following information I give full credit to Jimmy Napier, the most creative real estate mind I ever met.