Some agents will do 3% but asking anyone to do 5.5%(2.25 to each side) is not going to be attractive.

It's slower, but patient people tend to make wise investments.

Aaron, your strategy of leveraging equity through refinancing to pull out tax-free cash while maintaining cash flow makes a lot of sense, especially with the stability of W-2 income.

Newbies create a lot of different issues, however.You are probably not going to be able to use Fannie Mae as a contingency.

I've handed off my LTR to a separate PM and they want to be named on a general public insurance policy for the unit, but truth be told, I feel like I need a solid umbrella policy to cover the MTR and any claims against myself and husband as the owners of the property.

I tend to ask the same questions multiple times over a period of time to see if I get consistent answers.

If you pay more, you won't meet your metrics and will probably have negative cashflow and/or equity.You may have to make 10, 20 or even 100 offers to get one accepted at the price that meets your numbers.This is what all investors did BEFORE the Great Real Estate Crash of 2008-2010.

The cash in and the interest rate are not enough information to make a decision on.

Isn't CBP moving most of HDQ to Texas? 

My knowledge is free, but I am most happy to charge for it, if someone is willing to pay!