At the end of the day, I was looking to generate discussion just like this so thanks for the comment! 

If buying rent-ready properties is the route I take normally how many properties in the portfolio would be best to really generate cash flow? 

I'm not sure how much I'd expect to pay for closing cost.One is without payment assistance; the other is with the new generation loans in Minnesota. 

Or figure out how projects are developed and get one "most of the way" (land leased, site planned, permitted, power purchase agreement signed) and then sell the deal to a big developer.My perspective: My W2 for the last 8 years is environmental and development consulting for oil & gas, renewables generation, transmission, and commercial RE development.

I live in a 4 season mountain town and we were only able to generate about 30% occupancy.

Energy-efficient features, soundproofing, shared amenities, and local zoning compliance are crucial.

I feel like I'm in a rat race with my W2 job and trying to find deals in real estate and generate other income (stocks are my current choice). 

Purpose & Use DSCR (Debt Service Coverage Ratio): Used by lenders to assess whether a property generates enough income to cover its debt payments (principal and interest).

This deal highlighted our ability to identify market-ready properties and move swiftly to generate a solid profit in a short time frame.

As long as the property generates enough cash flow to service the debt, you qualify—without the need for personal income verification.This type of loan is ideal for those serious about growing their real estate portfolio, especially if you’re self-employed or have irregular income streams.Why DSCR Loans Matter for Real Estate InvestorsWhen it comes to real estate investing, traditional loans can often be restrictive, requiring personal income verification and imposing limits on the amount you can borrow.