They focused exclusively on the value of the property.

If your looking to save money try People’s Trust its a different concept in HOI you have to use there contractors exclusively but premiums are super cheap about 1 quarter of what the other companies quoted me. https://peoplestrustinsurance.com/

This would mean not being able to claim depreciation, interest, etc.Alternatively, if you and your husband owned the property out-right, then this wouldn't be an issue.However, if it is done this way, your brother won't qualify for section 121 exclusion if the event the property increases in value significantly.Again, a lot of moving pieces.

Or is there a period of time required between using the capital gains exclusion?

DC is a huge market, so I am sure you will be able to find a meetup that focuses exclusively on MF.

Some banks hate working with brokers and some work exclusively with them. 

It is specifically for properties under construction/renovations....has less exclusions than a vacant policy, and usually cheaper.

·Any entity chartered and lawfully doing business under the authority of any law of this state,another state, or the United States as a bank, savings bank, trust company, savings and loan association, or credit union, or a subsidiary of any such entity, which subsidiary is regulated by a federal banking agency and is owned and controlled by a depository institution·A consumer reporting agency that is in substantial compliance with the "Fair Credit Reporting Act"·Any political subdivision, or any governmental or other public entity, corporation, instrumentality, oragency, in or of the United States or any state·A college or university, or controlled entity of a college or university, as those terms are defined insection 1713.05 of the Revised Code·Any entity created solely for the purpose of securitizing loans secured by an interest in real estate, provide the entity does not service the loans·A Credit Union Service Organization holding a valid Letter of Exemption issued under O.R.C. 1322.05See O.R.C. 1322.04 for additional exemptions and exclusions and more details.

I have purchased properties exclusively at courthouse auctions, and had good success with them.

I am interested in adding the said “escape” clause(s) to make a contract I can use exclusively; I’ve only done one so far and fortunately it went smooth.