They are also typically shorter termed - like 5/1 and 7/1 ARMs.

Our local credit union offers a rebate interest mortgage, currently 5.375% fixed rate, and 4.5% ARM.

Some balloon and some just become ARMs . 

They also have their own property management arm (which I use) and have affiliated contractors if you need work done.  

I've also used Messenger Bots to answer questions and engage with people who've taken quizzes.Now I am focused on email marketing to my relationships with realtors and mortgage loan originators to teach them all about hard money and digital marketing. 

No, not even if you are paying all cash like some people would incorrectly say.It's entirely possible to earn a double-digit IRR on a 5-cap property. 

So even if the lender is going to keep it inhouse, they are not going to take on a risky loan without charging you some premium.Most likely the terms will change and will be that rate but a 5 yr or 7 yr ARM (30 yr amortization).

But finance arms don’t offer the liar loans of the bubble days. 

I currently use SimplifyEm for numbers management, EXCEL to track my monthly rents, digital files for each tenant, paper files for each property and door, Outlook for communications managment......you get what I mean!

If someone would have given me a little advice on how to do things without charging me an arm and a foot, it would have helped me tremendously.