@Christopher Phillips   maybe i'm reading this wrong, or it works differently in NY, but a 6% seller concession normally means the seller is giving the buyer 6% of the purchase price to use however they want in the transaction - be that for closing costs or principal reduction or down payment, whatevs.A seller typically doesn't have a say of what can and can't be included in the borrowed amount, that's up to the lender and the loan program. 

Hi Sean, There are programs available for first time investors. 

There are multiple programs to use to help offer a higher cash flow as well.If you have any specific questions feel free to reach out I enjoy helping and talking REI.

Great for Passive income,tax breaks,city of SB have many programs to assist investors/landlords as well as possible owner/occupant.

Hi Rene, the programs that I often utilize for clients are capping cash-out refinances at 75% LTV and rate/term refinances at 80% LTV.

There are ways to offset Passive Income with Renewable Energy Programs such as the Federal Tax Credits, Modified Accelerated Cost Recovery System (MACRS), and Cost Segregation Depreciation, however, Capital Gains is another story.........This is where a skilled accountant is critical.

There are a lot of options for DSCR programs, but only a few that do very well with short-term rentals.

This criteria is for 1-4 and 5-8 unit programs.

I have been studying the dustin hahn tax lien and deed program however now there's a $4995  8 week mastermind course that they recommend.has anyone encountered thisNeed guidance

Most states have programs for around 4% of contract price, and I believe that there are similar programs for veterans.