It's very dangerous to rely on advice provided by someone in a forum that is operating in a different state or sometimes even a different municipality.

After learning just enough to be very dangerous I figured I’d reach out here and ask:Where can I find some good beginner courses for wholesaling?

Fear is something that means we are alert to the fact that there is danger.

I will be not allowing certain "dangerous" breeds (per my insurance) but again I want to make sure I am wording this correctly to ensure I don't get sued for "discrimination". 

I will be not allowing certain "dangerous" breeds (per my insurance) but again I want to make sure I am wording this correctly to ensure I don't get sued for "discrimination".

That seems more dangerous. 

I suggest you and everyone else that might wonder why this is a serious safety issue read it.https://deltaplumbingatlanta.com/news/the-danger-sewer-gases-present-in-your-homeHere is one quote from the link for anyone that won't bother to read it:"Gases that originate in your home’s sewer system can lead to explosions in the house as well as asphyxiation and even death for anyone inside."

Here's the complete list of bank failures since 2000:https://www.fdic.gov/bank/individual/failed/banklist.htmlIt's not banks - but the credit markets aka corporate bond market that is in turmoil and present a real danger:https://www.cnbc.com/2020/03/12/bonds-the-credit-markets-are-signaling-that-a-problem-is-afoot.htmlAnd, despite all the lessons and regulations stemming from the global financial collapse in 2008, derivatives are still way too dangerous and could create another crisis:https://www.bloomberg.com/opinion/articles/2019-04-10/derivatives-are-still-too-dangerousThe financial markets are complex; interest rates, cash supply, and bank health are not the issues. 

Patricia, I hope you find the right fit, but we are all people in this industry and everyone is doing the best they can in the face of danger and uncertainty.

Couple that with now uncertain default remedy timelines due to the moratorium on foreclosure, eviction along with cash for keys - we can't be certain when and how we can displace the borrowers nor are we sure the forbearance is not just a longer drive to the same danger zone.When this all happened in the previous recession pricing loans of all kinds was very tough.