It won't be 100% accurate, but it will be close enough.

And if you're comparing stock returns using 6% - 10% (which is historically accurate) you want to remember that you will be making 6% on only 85% of the profit (after paying tax). 

Having a broker underwite your loan to your borower will allow you to legally charge above the usury limit just as banks, credit card companies, etc. are allowed to do.Lastly, make damn sure the exit value is real and easily obtainable and that this "rehab estimate of $16k" is accurate.

Tons of active clients there, and it should go quickly pending the information is accurate.

I will take less profit in a hotter area that sells faster than gambling on a small town/slow area with "potential" for higher profits.  

This will help them give you a more accurate and tailored cost estimate for different aspects of the project.

I don’t know the person, but I would think you could afford to gamble $525.

Regardless of how much you invest, your risk is spread among a broad base of loans, allowing you to track overall averages rather than luck, plus you eliminate (or, more accurately, minimize) cash drag.  

D-U-N-S, which stands for data universal number system, is used to and maintain accurate and timely information on +265M global businesses."

Better to accept today's rates over waiting and gambling on lower rates in 2023.