Local laws I have taken prepaid rent from two tenants and denied two others.

In fact , I wonder if having bonds is even worth my time,  I make twice as much on my prepaid cards savings accounts at 5% yield (pre-tax) than my intermediate bond return.Tip:  research mango money  cards (6% APY), netspend (5%), etc. for emergency savings.

If the borrower is able to get out of the loan before the end of the term, I guess he just loses the remaining prepaid insurance?

The report shows all paid expense invoices for all properties and units excluding liabilities (deposit, prepaid rent, pet deposit, etc.).

I would suggest getting you AC tech back out to check it and fix it (after doing a full leak test/inspection), offering to pay half initially, but being prepaid to pay all of it.

We gave small discounts to tenants who paid in March for April and May, so even those who had lost their jobs, already pre-paid rents for the next 2 months.

Tenants in SF and Oakland regularly show up at open houses with all documents in hand, checkbooks/cash w/ prepaid rents and big deposits, etc..

@Jennifer S. this is what I've seen on Fannie Mae Delayed Financing Exception:The new loan amount can be no more than the actual documented amount of the borrower's initial investment in purchasing the property plus the financing of closing costs, prepaid fees, and points on the new mortgage loan (subject to the maximum LTV, CLTV, and HCLTV ratios for the cash-out transaction based on the current appraised value).If your lender is refinancing both purchase and rehab, do you know if that's a portfolio loan they keep in house?  

There is no limit on prepaid rent. 

If it ISN'T deductible, I would look at a 5% down conventional mortgage with prepaid MI buyout.