Hi Savannah, you should reach out to the permit and zoning offices and double check with them on this as they will be be able to consult you on what is allowed and isn't allowed.

Just ask anyone that's had to close on a weekend before a holiday, they probably would've paid anything to have their loan officer care as much as they did before leaving on vacation for a week..Highly Recommended or Reviewed - Let's be honest..reviews matter.

So, as always, consult a Loan Officer experienced in this space to learn if one loan product will fit you better…but in many cases FHA cannot even be an option since that self-sufficiency rule exists.Why did Fannie Mae make this change?

Requests for loans were most often made over the phone or in person with potential borrowers paying us a visit at our offices.

So many of them just sit in the office and know nothing. 

Communication with the loan officer is not the greatest. 

***I had a nightmare tenant (let's call them The Crystals) that didn't provide a fwd address either in the past and kept saying they would sue for the security deposit blabla but never did anything, kept the security deposit for their last month so they didn't overstayed, therefore I didn't chase them for the rest of the lease amount since they vacated, happy they were gone.In the case actions I see an officer was assigned, this is the first time I see this portal (created account to be able to look up the case once I saw the Rushmores packing up and leaving?

We also spoke with the unwanted guest's probation officer who told us he had his hands tied and couldn't force the unwanted guest to leave my rental.Based on all of this information, we decided to give the main tenant one last chance to clean up his act as we felt bad kicking out an old veteran with a dog in the winter.

How your city designates multi is irrelevant, we all don't live in your city.The definition is set in LAW, not by someone working in some city P&Z office, it is DEFINED by HOUSING AND URBAN DEVELOPMENT, better known as HUD.

Also talk to a loan officer sooner rather than later so you know what's needed.